Call reports 2022
COMMUNITY FIRST BANK — 2022
What COMMUNITY FIRST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 116,137,000 | 114,241,000 | 115,151,000 | 114,800,000 |
| Total loans | 58,324,000 | 60,102,000 | 62,807,000 | 63,748,000 |
| Allowance for loan losses | 816,000 | 856,000 | 865,000 | 875,000 |
| Securities available for sale | 37,333,000 | 38,332,000 | 37,893,000 | 38,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,309,000 | 101,129,000 | 103,097,000 | 103,201,000 |
| Interest-bearing deposits | 82,053,000 | 80,161,000 | 81,542,000 | 82,424,000 |
| Noninterest-bearing deposits | 20,256,000 | 20,968,000 | 21,555,000 | 20,777,000 |
| Equity capital | 13,246,000 | 12,611,000 | 11,512,000 | 11,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 885,000 | 1,808,000 | 2,781,000 | 3,802,000 |
| Interest expense | 75,000 | 151,000 | 251,000 | 431,000 |
| Net interest income | 810,000 | 1,657,000 | 2,530,000 | 3,371,000 |
| Noninterest income | 263,000 | 429,000 | 600,000 | 751,000 |
| Noninterest expense | 678,000 | 1,338,000 | 2,026,000 | 2,727,000 |
| Provision for loan losses | 9,000 | 49,000 | 58,000 | 67,000 |
| Pretax income | 394,000 | 707,000 | 1,054,000 | 1,336,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 394,000 | 707,000 | 1,054,000 | 1,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,454,000 | 14,632,000 | 14,857,000 | 13,530,000 |