Call reports 2021
COMMUNITY FIRST BANK — 2021
What COMMUNITY FIRST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 110,011,000 | 111,488,000 | 113,796,000 | 116,091,000 |
| Total loans | 57,715,000 | 59,980,000 | 57,762,000 | 58,933,000 |
| Allowance for loan losses | 783,000 | 761,000 | 799,000 | 808,000 |
| Securities available for sale | 33,292,000 | 35,637,000 | 36,804,000 | 38,604,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,972,000 | 95,321,000 | 97,805,000 | 100,531,000 |
| Interest-bearing deposits | 74,821,000 | 73,215,000 | 75,791,000 | 72,800,000 |
| Noninterest-bearing deposits | 19,151,000 | 22,106,000 | 22,014,000 | 27,731,000 |
| Equity capital | 15,179,000 | 15,308,000 | 15,357,000 | 15,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 930,000 | 1,941,000 | 2,995,000 | 3,946,000 |
| Interest expense | 81,000 | 160,000 | 236,000 | 313,000 |
| Net interest income | 849,000 | 1,781,000 | 2,759,000 | 3,633,000 |
| Noninterest income | 203,000 | 368,000 | 566,000 | 729,000 |
| Noninterest expense | 736,000 | 1,400,000 | 2,283,000 | 3,055,000 |
| Provision for loan losses | 8,000 | 15,000 | 53,000 | 60,000 |
| Pretax income | 308,000 | 734,000 | 989,000 | 1,247,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 307,000 | 733,000 | 988,000 | 1,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,071,000 | 14,170,000 | 14,274,000 | 14,175,000 |