Call reports 2020
COMMUNITY FIRST BANK — 2020
What COMMUNITY FIRST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 90,236,000 | 100,666,000 | 102,007,000 | 114,154,000 |
| Total loans | 54,509,000 | 56,851,000 | 56,007,000 | 55,429,000 |
| Allowance for loan losses | 678,000 | 755,000 | 766,000 | 774,000 |
| Securities available for sale | 18,938,000 | 20,802,000 | 26,611,000 | 32,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,825,000 | 84,876,000 | 85,913,000 | 98,470,000 |
| Interest-bearing deposits | 62,382,000 | 66,936,000 | 67,163,000 | 80,396,000 |
| Noninterest-bearing deposits | 12,443,000 | 17,940,000 | 18,750,000 | 18,074,000 |
| Equity capital | 14,902,000 | 15,373,000 | 15,656,000 | 15,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,008,000 | 2,003,000 | 2,988,000 | 3,972,000 |
| Interest expense | 136,000 | 247,000 | 357,000 | 459,000 |
| Net interest income | 872,000 | 1,756,000 | 2,631,000 | 3,513,000 |
| Noninterest income | 195,000 | 445,000 | 584,000 | 688,000 |
| Noninterest expense | 648,000 | 1,226,000 | 1,866,000 | 2,557,000 |
| Provision for loan losses | 7,000 | 80,000 | 88,000 | 95,000 |
| Pretax income | 421,000 | 904,000 | 1,270,000 | 1,558,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 420,000 | 903,000 | 1,269,000 | 1,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,675,000 | 13,907,000 | 14,153,000 | 13,763,000 |
| Total capital | 14,353,000 | — | — | — |
| Risk-weighted assets | 55,733,000 | — | — | — |