Call reports 2019
COMMUNITY FIRST BANK — 2019
What COMMUNITY FIRST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 86,791,000 | 88,972,000 | 89,930,000 | 91,049,000 |
| Total loans | 49,274,000 | 50,920,000 | 50,747,000 | 52,579,000 |
| Allowance for loan losses | 662,000 | 662,000 | 667,000 | 665,000 |
| Securities available for sale | 19,599,000 | 20,292,000 | 20,376,000 | 20,034,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,449,000 | 74,378,000 | 75,030,000 | 76,391,000 |
| Interest-bearing deposits | 60,873,000 | 61,219,000 | 61,159,000 | 63,038,000 |
| Noninterest-bearing deposits | 11,576,000 | 13,159,000 | 13,871,000 | 13,353,000 |
| Equity capital | 13,837,000 | 14,166,000 | 14,427,000 | 14,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 927,000 | 1,893,000 | 2,878,000 | 3,889,000 |
| Interest expense | 110,000 | 222,000 | 344,000 | 470,000 |
| Net interest income | 817,000 | 1,671,000 | 2,534,000 | 3,419,000 |
| Noninterest income | 148,000 | 297,000 | 411,000 | 522,000 |
| Noninterest expense | 575,000 | 1,217,000 | 1,842,000 | 2,564,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 383,000 | 735,000 | 1,078,000 | 1,345,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 382,000 | 734,000 | 1,077,000 | 1,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,165,000 | 13,270,000 | 13,491,000 | 13,255,000 |
| Total capital | 13,798,000 | 13,927,000 | 14,127,000 | 13,920,000 |
| Risk-weighted assets | 50,628,000 | 52,536,000 | 50,852,000 | 54,279,000 |