Call reports 2018
COMMUNITY FIRST BANK — 2018
What COMMUNITY FIRST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 86,680,000 | 89,766,000 | 88,595,000 | 88,272,000 |
| Total loans | 49,568,000 | 50,260,000 | 50,836,000 | 50,255,000 |
| Allowance for loan losses | 657,000 | 666,000 | 645,000 | 653,000 |
| Securities available for sale | 22,242,000 | 22,028,000 | 21,564,000 | 20,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,975,000 | 76,123,000 | 74,730,000 | 74,610,000 |
| Interest-bearing deposits | 60,766,000 | 61,782,000 | 60,473,000 | 61,706,000 |
| Noninterest-bearing deposits | 12,209,000 | 14,341,000 | 14,257,000 | 12,904,000 |
| Equity capital | 13,109,000 | 13,158,000 | 13,343,000 | 13,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 884,000 | 1,816,000 | 2,750,000 | 3,710,000 |
| Interest expense | 90,000 | 181,000 | 277,000 | 379,000 |
| Net interest income | 794,000 | 1,635,000 | 2,473,000 | 3,331,000 |
| Noninterest income | 143,000 | 250,000 | 385,000 | 498,000 |
| Noninterest expense | 567,000 | 1,165,000 | 1,747,000 | 2,483,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 60,000 |
| Pretax income | 363,000 | 704,000 | 1,087,000 | 1,283,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 362,000 | 703,000 | 1,086,000 | 1,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,751,000 | 12,820,000 | 13,068,000 | 12,783,000 |
| Total capital | 13,397,000 | 13,469,000 | 13,713,000 | 13,426,000 |
| Risk-weighted assets | 51,678,000 | 52,139,000 | 52,025,000 | 51,572,000 |