Call reports 2017
COMMUNITY FIRST BANK — 2017
What COMMUNITY FIRST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 90,940,000 | 91,442,000 | 91,292,000 | 90,070,000 |
| Total loans | 47,856,000 | 48,112,000 | 48,103,000 | 48,634,000 |
| Allowance for loan losses | 609,000 | 610,000 | 638,000 | 649,000 |
| Securities available for sale | 23,709,000 | 25,053,000 | 24,559,000 | 24,560,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,376,000 | 77,603,000 | 77,165,000 | 76,087,000 |
| Interest-bearing deposits | 65,544,000 | 63,915,000 | 62,132,000 | 62,683,000 |
| Noninterest-bearing deposits | 11,832,000 | 13,688,000 | 15,033,000 | 13,404,000 |
| Equity capital | 13,118,000 | 13,452,000 | 13,665,000 | 12,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 892,000 | 1,803,000 | 2,724,000 | 3,631,000 |
| Interest expense | 92,000 | 179,000 | 269,000 | 357,000 |
| Net interest income | 800,000 | 1,624,000 | 2,455,000 | 3,274,000 |
| Noninterest income | 200,000 | 316,000 | 433,000 | 558,000 |
| Noninterest expense | 579,000 | 1,187,000 | 1,781,000 | 2,508,000 |
| Provision for loan losses | 8,000 | 15,000 | 43,000 | 50,000 |
| Pretax income | 413,000 | 738,000 | 1,065,000 | 1,273,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 412,000 | 737,000 | 1,064,000 | 1,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,406,000 | 12,610,000 | 12,837,000 | 12,389,000 |
| Total capital | 13,015,000 | 13,220,000 | 13,471,000 | 13,033,000 |
| Risk-weighted assets | 49,675,000 | 50,316,000 | 50,727,000 | 51,502,000 |