Call reports 2016
COMMUNITY FIRST BANK — 2016
What COMMUNITY FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 88,607,000 | 90,496,000 | 91,093,000 | 90,734,000 |
| Total loans | 45,374,000 | 48,221,000 | 49,372,000 | 48,504,000 |
| Allowance for loan losses | 659,000 | 602,000 | 603,000 | 596,000 |
| Securities available for sale | 25,622,000 | 24,855,000 | 24,053,000 | 24,101,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,170,000 | 76,894,000 | 77,253,000 | 77,788,000 |
| Interest-bearing deposits | 63,568,000 | 64,120,000 | 63,788,000 | 65,765,000 |
| Noninterest-bearing deposits | 11,602,000 | 12,774,000 | 13,465,000 | 12,023,000 |
| Equity capital | 12,980,000 | 13,198,000 | 13,397,000 | 12,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 858,000 | 1,753,000 | 2,673,000 | 3,595,000 |
| Interest expense | 95,000 | 188,000 | 283,000 | 379,000 |
| Net interest income | 763,000 | 1,565,000 | 2,390,000 | 3,216,000 |
| Noninterest income | 151,000 | 272,000 | 406,000 | 530,000 |
| Noninterest expense | 569,000 | 1,175,000 | 1,759,000 | 2,464,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 46,000 |
| Pretax income | 345,000 | 664,000 | 1,037,000 | 1,238,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 344,000 | 663,000 | 1,036,000 | 1,237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,943,000 | 12,020,000 | 12,267,000 | 11,994,000 |
| Total capital | 12,551,000 | 12,622,000 | 12,870,000 | 12,590,000 |
| Risk-weighted assets | 48,594,000 | 51,344,000 | 51,016,000 | 49,542,000 |