Call reports 2015
COMMUNITY FIRST BANK — 2015
What COMMUNITY FIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 87,505,000 | 88,287,000 | 86,544,000 | 89,421,000 |
| Total loans | 45,262,000 | 45,193,000 | 45,637,000 | 44,837,000 |
| Allowance for loan losses | 651,000 | 651,000 | 639,000 | 655,000 |
| Securities available for sale | 24,965,000 | 25,305,000 | 25,832,000 | 26,432,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,309,000 | 75,381,000 | 72,769,000 | 76,539,000 |
| Interest-bearing deposits | 63,151,000 | 63,109,000 | 61,207,000 | 64,390,000 |
| Noninterest-bearing deposits | 11,158,000 | 12,272,000 | 11,562,000 | 12,149,000 |
| Equity capital | 12,735,000 | 12,512,000 | 12,812,000 | 12,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 863,000 | 1,734,000 | 2,619,000 | 3,501,000 |
| Interest expense | 98,000 | 195,000 | 293,000 | 390,000 |
| Net interest income | 765,000 | 1,539,000 | 2,326,000 | 3,111,000 |
| Noninterest income | 187,000 | 325,000 | 456,000 | 582,000 |
| Noninterest expense | 548,000 | 1,121,000 | 1,701,000 | 2,387,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 409,000 | 748,000 | 1,086,000 | 1,312,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 408,000 | 747,000 | 1,085,000 | 1,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,644,000 | 11,635,000 | 11,806,000 | 11,599,000 |
| Total capital | 12,231,000 | 12,231,000 | 12,393,000 | 12,197,000 |
| Risk-weighted assets | 46,963,000 | 47,593,000 | 46,893,000 | 47,778,000 |