Call reports 2014
COMMUNITY FIRST BANK — 2014
What COMMUNITY FIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 86,137,000 | 87,231,000 | 87,716,000 | 89,276,000 |
| Total loans | 46,691,000 | 43,949,000 | 43,893,000 | 45,357,000 |
| Allowance for loan losses | 617,000 | 630,000 | 644,000 | 650,000 |
| Securities available for sale | 24,348,000 | 25,011,000 | 25,661,000 | 27,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,628,000 | 74,590,000 | 74,963,000 | 76,657,000 |
| Interest-bearing deposits | 63,426,000 | 63,697,000 | 63,261,000 | 64,529,000 |
| Noninterest-bearing deposits | 10,202,000 | 10,893,000 | 11,702,000 | 12,128,000 |
| Equity capital | 12,021,000 | 12,211,000 | 12,278,000 | 12,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 894,000 | 1,794,000 | 2,661,000 | 3,555,000 |
| Interest expense | 103,000 | 206,000 | 308,000 | 409,000 |
| Net interest income | 791,000 | 1,588,000 | 2,353,000 | 3,146,000 |
| Noninterest income | 75,000 | 318,000 | 414,000 | 798,000 |
| Noninterest expense | 535,000 | 1,113,000 | 1,714,000 | 2,402,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 40,000 |
| Pretax income | 322,000 | 773,000 | 1,017,000 | 1,502,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 321,000 | 772,000 | 1,016,000 | 1,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,140,000 | 11,227,000 | 11,361,000 | 11,236,000 |
| Total capital | 11,724,000 | 11,789,000 | 11,926,000 | 11,822,000 |
| Risk-weighted assets | 46,658,000 | 44,883,000 | 45,118,000 | 46,810,000 |