Call reports 2012
COMMUNITY FIRST BANK — 2012
What COMMUNITY FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 80,888,000 | 83,694,000 | 83,217,000 | 84,316,000 |
| Total loans | 44,329,000 | 43,611,000 | 42,977,000 | 41,839,000 |
| Allowance for loan losses | 650,000 | 659,000 | 552,000 | 532,000 |
| Securities available for sale | 20,737,000 | 23,350,000 | 23,311,000 | 22,830,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,361,000 | 72,089,000 | 71,307,000 | 72,333,000 |
| Interest-bearing deposits | 60,969,000 | 62,573,000 | 61,131,000 | 62,689,000 |
| Noninterest-bearing deposits | 8,392,000 | 9,516,000 | 10,176,000 | 9,644,000 |
| Equity capital | 11,165,000 | 11,293,000 | 11,467,000 | 11,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 921,000 | 1,831,000 | 2,732,000 | 3,573,000 |
| Interest expense | 167,000 | 315,000 | 454,000 | 585,000 |
| Net interest income | 754,000 | 1,516,000 | 2,278,000 | 2,988,000 |
| Noninterest income | 151,000 | 260,000 | 405,000 | 550,000 |
| Noninterest expense | 568,000 | 1,126,000 | 1,763,000 | 2,304,000 |
| Provision for loan losses | 12,000 | 24,000 | 166,000 | 178,000 |
| Pretax income | 325,000 | 626,000 | 789,000 | 1,091,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 324,000 | 625,000 | 788,000 | 1,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,744,000 | 9,806,000 | 9,937,000 | 10,131,000 |
| Total capital | 10,291,000 | 10,354,000 | 10,484,000 | 10,663,000 |
| Risk-weighted assets | 43,652,000 | 43,733,000 | 43,724,000 | 42,722,000 |