Call reports 2011
COMMUNITY FIRST BANK — 2011
What COMMUNITY FIRST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 76,539,000 | 78,490,000 | 79,758,000 | 81,177,000 |
| Total loans | 48,732,000 | 48,812,000 | 47,362,000 | 45,300,000 |
| Allowance for loan losses | 711,000 | 728,000 | 744,000 | 676,000 |
| Securities available for sale | 14,634,000 | 16,267,000 | 17,586,000 | 20,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,804,000 | 67,477,000 | 68,561,000 | 70,117,000 |
| Interest-bearing deposits | 58,730,000 | 59,668,000 | 60,135,000 | 61,414,000 |
| Noninterest-bearing deposits | 7,074,000 | 7,809,000 | 8,426,000 | 8,703,000 |
| Equity capital | 10,482,000 | 10,763,000 | 10,930,000 | 10,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,031,000 | 2,038,000 | 3,050,000 | 4,016,000 |
| Interest expense | 210,000 | 416,000 | 616,000 | 802,000 |
| Net interest income | 821,000 | 1,622,000 | 2,434,000 | 3,214,000 |
| Noninterest income | 125,000 | 290,000 | 426,000 | 565,000 |
| Noninterest expense | 585,000 | 1,147,000 | 1,734,000 | 2,344,000 |
| Provision for loan losses | 12,000 | 24,000 | 167,000 | 179,000 |
| Pretax income | 349,000 | 741,000 | 1,000,000 | 1,297,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 348,000 | 740,000 | 999,000 | 1,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,280,000 | 9,347,000 | 9,472,000 | 9,402,000 |
| Total capital | 9,848,000 | 9,923,000 | 10,036,000 | 9,957,000 |
| Risk-weighted assets | 45,291,000 | 45,930,000 | 44,926,000 | 44,261,000 |