Call reports 2010
COMMUNITY FIRST BANK — 2010
What COMMUNITY FIRST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 76,622,000 | 77,179,000 | 78,550,000 | 78,118,000 |
| Total loans | 49,658,000 | 49,778,000 | 51,040,000 | 50,133,000 |
| Allowance for loan losses | 697,000 | 728,000 | 705,000 | 715,000 |
| Securities available for sale | 13,459,000 | 12,915,000 | 13,200,000 | 13,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,217,000 | 66,651,000 | 67,753,000 | 67,778,000 |
| Interest-bearing deposits | 59,325,000 | 59,423,000 | 59,787,000 | 59,779,000 |
| Noninterest-bearing deposits | 6,892,000 | 7,228,000 | 7,966,000 | 7,999,000 |
| Equity capital | 10,146,000 | 10,286,000 | 10,535,000 | 10,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,061,000 | 2,143,000 | 3,182,000 | 4,253,000 |
| Interest expense | 262,000 | 509,000 | 751,000 | 971,000 |
| Net interest income | 799,000 | 1,634,000 | 2,431,000 | 3,282,000 |
| Noninterest income | 154,000 | 287,000 | 442,000 | 569,000 |
| Noninterest expense | 573,000 | 1,133,000 | 1,692,000 | 2,298,000 |
| Provision for loan losses | 12,000 | 74,000 | 86,000 | 148,000 |
| Pretax income | 368,000 | 726,000 | 1,142,000 | 1,452,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 367,000 | 725,000 | 1,141,000 | 1,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,818,000 | 8,904,000 | 9,133,000 | 8,914,000 |
| Total capital | 9,393,000 | 9,479,000 | 9,724,000 | 9,493,000 |
| Risk-weighted assets | 45,843,000 | 45,844,000 | 47,152,000 | 46,208,000 |