Call reports 2002
COMMUNITY FIRST BANK — 2002
What COMMUNITY FIRST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 42,176,000 | 43,263,000 | 44,822,000 | 45,379,000 |
| Total loans | 23,777,000 | 24,223,000 | 23,779,000 | 23,357,000 |
| Allowance for loan losses | 417,000 | 412,000 | 424,000 | 420,000 |
| Securities available for sale | 13,849,000 | 14,767,000 | 16,821,000 | 18,338,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,750,000 | 37,453,000 | 38,610,000 | 39,521,000 |
| Interest-bearing deposits | 33,123,000 | 33,478,000 | 34,431,000 | 35,802,000 |
| Noninterest-bearing deposits | 3,627,000 | 3,975,000 | 4,179,000 | 3,719,000 |
| Equity capital | 5,077,000 | 5,502,000 | 5,868,000 | 5,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 747,000 | 1,575,000 | 2,326,000 | 3,071,000 |
| Interest expense | 284,000 | 546,000 | 807,000 | 1,064,000 |
| Net interest income | 463,000 | 1,029,000 | 1,519,000 | 2,007,000 |
| Noninterest income | 86,000 | 173,000 | 245,000 | 352,000 |
| Noninterest expense | 347,000 | 649,000 | 925,000 | 1,259,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 202,000 | 557,000 | 839,000 | 1,057,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 201,000 | 556,000 | 838,000 | 1,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,909,000 | 5,101,000 | 5,281,000 | 5,009,000 |
| Total capital | 5,205,000 | 5,408,000 | 5,587,000 | 5,311,000 |
| Risk-weighted assets | 23,821,000 | 24,473,000 | 24,348,000 | 24,080,000 |