Call reports 2001
COMMUNITY FIRST BANK — 2001
What COMMUNITY FIRST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 40,358,000 | 40,758,000 | 43,150,000 | 43,614,000 |
| Total loans | 22,956,000 | 23,492,000 | 23,849,000 | 23,840,000 |
| Allowance for loan losses | 405,000 | 413,000 | 430,000 | 414,000 |
| Securities available for sale | 11,841,000 | 12,077,000 | 14,031,000 | 15,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,598,000 | 34,962,000 | 37,046,000 | 38,244,000 |
| Interest-bearing deposits | 31,850,000 | 31,935,000 | 33,108,000 | 34,052,000 |
| Noninterest-bearing deposits | 2,748,000 | 3,027,000 | 3,938,000 | 4,192,000 |
| Equity capital | 5,324,000 | 5,381,000 | 5,744,000 | 4,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 829,000 | 1,670,000 | 2,459,000 | 3,254,000 |
| Interest expense | 380,000 | 760,000 | 1,139,000 | 1,476,000 |
| Net interest income | 449,000 | 910,000 | 1,320,000 | 1,778,000 |
| Noninterest income | 73,000 | 157,000 | 233,000 | 289,000 |
| Noninterest expense | 296,000 | 622,000 | 923,000 | 1,248,000 |
| Provision for loan losses | 9,000 | 18,000 | 18,000 | 18,000 |
| Pretax income | 217,000 | 427,000 | 612,000 | 806,000 |
| Income tax | 27,000 | 54,000 | 28,000 | 28,000 |
| Net income | 190,000 | 373,000 | 584,000 | 778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,156,000 | 5,182,000 | 5,325,000 | 4,708,000 |
| Total capital | 5,447,000 | 5,477,000 | 5,629,000 | 5,010,000 |
| Risk-weighted assets | 23,095,000 | 23,465,000 | 24,169,000 | 24,048,000 |