Call reports 2018
CENTRAL BANK OF AUDRAIN COUNTY — 2018
What CENTRAL BANK OF AUDRAIN COUNTY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 170,912,000 | 161,700,000 | 166,324,000 | 184,861,000 |
| Total loans | 92,762,000 | 90,955,000 | 90,671,000 | 89,066,000 |
| Allowance for loan losses | 1,587,000 | 1,588,000 | 1,574,000 | 1,587,000 |
| Securities available for sale | 42,340,000 | 39,329,000 | 33,343,000 | 53,327,000 |
| Securities held to maturity | 1,468,000 | 1,468,000 | 1,268,000 | 1,267,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,244,000 | 145,141,000 | 144,947,000 | 163,873,000 |
| Interest-bearing deposits | 110,116,000 | 101,498,000 | 100,545,000 | 115,236,000 |
| Noninterest-bearing deposits | 43,128,000 | 43,643,000 | 44,402,000 | 48,637,000 |
| Equity capital | 13,735,000 | 13,841,000 | 13,784,000 | 13,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,416,000 | 2,873,000 | 4,296,000 | 5,846,000 |
| Interest expense | 100,000 | 236,000 | 413,000 | 688,000 |
| Net interest income | 1,316,000 | 2,637,000 | 3,883,000 | 5,158,000 |
| Noninterest income | 361,000 | 712,000 | 1,031,000 | 1,360,000 |
| Noninterest expense | 838,000 | 1,717,000 | 2,532,000 | 3,338,000 |
| Provision for loan losses | 81,000 | 93,000 | 107,000 | 117,000 |
| Pretax income | 758,000 | 1,539,000 | 2,274,000 | 3,062,000 |
| Income tax | 163,000 | 336,000 | 489,000 | 621,000 |
| Net income | 595,000 | 1,203,000 | 1,785,000 | 2,441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,813,000 | 12,930,000 | 12,922,000 | 12,887,000 |
| Total capital | 14,112,000 | 14,162,000 | 14,157,000 | 14,119,000 |
| Risk-weighted assets | 103,592,000 | 98,189,000 | 98,423,000 | 98,200,000 |