Call reports 2015
PRESTON NATIONAL BANK — 2015
What PRESTON NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 62,511,000 | 64,574,000 | 65,127,000 | 64,053,000 |
| Total loans | 59,646,000 | 60,958,000 | 61,993,000 | 58,743,000 |
| Allowance for loan losses | 803,000 | 803,000 | 803,000 | 803,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,952,000 | 54,322,000 | 52,628,000 | 54,424,000 |
| Interest-bearing deposits | 29,336,000 | 33,778,000 | 31,511,000 | 32,135,000 |
| Noninterest-bearing deposits | 20,616,000 | 20,544,000 | 21,117,000 | 22,289,000 |
| Equity capital | 8,901,000 | 9,009,000 | 9,154,000 | 9,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 962,000 | 1,919,000 | 2,934,000 | 3,893,000 |
| Interest expense | 39,000 | 81,000 | 123,000 | 163,000 |
| Net interest income | 923,000 | 1,838,000 | 2,811,000 | 3,730,000 |
| Noninterest income | 76,000 | 150,000 | 224,000 | 300,000 |
| Noninterest expense | 648,000 | 1,304,000 | 1,981,000 | 2,591,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 321,000 | 654,000 | 1,024,000 | 1,409,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 321,000 | 654,000 | 1,024,000 | 1,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,794,000 | 8,902,000 | 9,047,000 | 9,207,000 |
| Total capital | 9,422,000 | 9,559,000 | 9,737,000 | 9,862,000 |
| Risk-weighted assets | 50,043,000 | 52,380,000 | 55,046,000 | 52,247,000 |