Call reports 2014
PRESTON NATIONAL BANK — 2014
What PRESTON NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 58,885,000 | 59,942,000 | 61,849,000 | 64,713,000 |
| Total loans | 51,254,000 | 53,275,000 | 58,453,000 | 61,941,000 |
| Allowance for loan losses | 730,000 | 738,000 | 738,000 | 768,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,180,000 | 51,103,000 | 50,878,000 | 53,603,000 |
| Interest-bearing deposits | 31,472,000 | 30,189,000 | 28,267,000 | 30,656,000 |
| Noninterest-bearing deposits | 18,708,000 | 20,914,000 | 22,611,000 | 22,947,000 |
| Equity capital | 8,562,000 | 8,622,000 | 8,693,000 | 8,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 865,000 | 1,726,000 | 2,647,000 | 3,674,000 |
| Interest expense | 41,000 | 79,000 | 116,000 | 153,000 |
| Net interest income | 824,000 | 1,647,000 | 2,531,000 | 3,521,000 |
| Noninterest income | 92,000 | 183,000 | 278,000 | 312,000 |
| Noninterest expense | 630,000 | 1,259,000 | 1,942,000 | 2,599,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 286,000 | 571,000 | 867,000 | 1,204,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 286,000 | 571,000 | 867,000 | 1,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,455,000 | 8,515,000 | 8,586,000 | 8,698,000 |
| Total capital | 9,000,000 | 9,098,000 | 9,218,000 | 9,348,000 |
| Risk-weighted assets | 43,424,000 | 46,475,000 | 50,463,000 | 51,875,000 |