Call reports 2013
PRESTON NATIONAL BANK — 2013
What PRESTON NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 57,585,000 | 53,876,000 | 54,172,000 | 58,267,000 |
| Total loans | 47,099,000 | 50,004,000 | 48,975,000 | 54,927,000 |
| Allowance for loan losses | 788,000 | 794,000 | 780,000 | 785,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,114,000 | 44,316,000 | 45,511,000 | 48,493,000 |
| Interest-bearing deposits | 28,445,000 | 26,677,000 | 27,315,000 | 29,187,000 |
| Noninterest-bearing deposits | 20,669,000 | 17,639,000 | 18,196,000 | 19,306,000 |
| Equity capital | 8,386,000 | 8,404,000 | 8,437,000 | 8,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 790,000 | 1,593,000 | 2,420,000 | 3,308,000 |
| Interest expense | 35,000 | 69,000 | 100,000 | 133,000 |
| Net interest income | 755,000 | 1,524,000 | 2,320,000 | 3,175,000 |
| Noninterest income | 108,000 | 196,000 | 288,000 | 344,000 |
| Noninterest expense | 624,000 | 1,238,000 | 1,868,000 | 2,490,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 239,000 | 482,000 | 740,000 | 1,029,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 239,000 | 482,000 | 740,000 | 1,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,279,000 | 8,297,000 | 8,330,000 | 8,394,000 |
| Total capital | 8,790,000 | 8,827,000 | 8,854,000 | 8,979,000 |
| Risk-weighted assets | 40,576,000 | 42,139,000 | 41,652,000 | 46,571,000 |