Call reports 2012
PRESTON NATIONAL BANK — 2012
What PRESTON NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 59,976,000 | 57,842,000 | 57,023,000 | 61,234,000 |
| Total loans | 52,328,000 | 47,622,000 | 49,086,000 | 50,499,000 |
| Allowance for loan losses | 771,000 | 744,000 | 762,000 | 782,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,483,000 | 48,260,000 | 48,421,000 | 52,634,000 |
| Interest-bearing deposits | 29,670,000 | 29,202,000 | 29,167,000 | 29,643,000 |
| Noninterest-bearing deposits | 16,813,000 | 19,058,000 | 19,254,000 | 22,991,000 |
| Equity capital | 8,367,000 | 8,388,000 | 8,352,000 | 8,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 883,000 | 1,729,000 | 2,548,000 | 3,408,000 |
| Interest expense | 65,000 | 125,000 | 177,000 | 216,000 |
| Net interest income | 818,000 | 1,604,000 | 2,371,000 | 3,192,000 |
| Noninterest income | 111,000 | 209,000 | 259,000 | 295,000 |
| Noninterest expense | 646,000 | 1,269,000 | 1,882,000 | 2,479,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 268,000 | 514,000 | 703,000 | 948,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 268,000 | 514,000 | 703,000 | 948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,260,000 | 8,281,000 | 8,245,000 | 8,265,000 |
| Total capital | 8,878,000 | 8,836,000 | 8,793,000 | 8,825,000 |
| Risk-weighted assets | 49,301,000 | 44,188,000 | 43,617,000 | 44,602,000 |