Call reports 2011
PRESTON NATIONAL BANK — 2011
What PRESTON NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 55,685,000 | 56,592,000 | 57,974,000 | 59,823,000 |
| Total loans | 48,862,000 | 49,657,000 | 51,917,000 | 54,358,000 |
| Allowance for loan losses | 827,000 | 833,000 | 844,000 | 752,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,585,000 | 44,423,000 | 48,393,000 | 49,225,000 |
| Interest-bearing deposits | 28,077,000 | 29,377,000 | 32,163,000 | 31,307,000 |
| Noninterest-bearing deposits | 15,508,000 | 15,046,000 | 16,230,000 | 17,918,000 |
| Equity capital | 7,961,000 | 7,954,000 | 8,328,000 | 8,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 844,000 | 1,704,000 | 2,601,000 | 3,533,000 |
| Interest expense | 65,000 | 139,000 | 216,000 | 289,000 |
| Net interest income | 779,000 | 1,565,000 | 2,385,000 | 3,244,000 |
| Noninterest income | 130,000 | 236,000 | 645,000 | 695,000 |
| Noninterest expense | 653,000 | 1,312,000 | 1,927,000 | 2,660,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 0 |
| Pretax income | 241,000 | 459,000 | 1,058,000 | 1,279,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 241,000 | 459,000 | 1,058,000 | 1,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,854,000 | 7,847,000 | 8,221,000 | 8,217,000 |
| Total capital | 8,412,000 | 8,421,000 | 8,810,000 | 8,851,000 |
| Risk-weighted assets | 44,363,000 | 45,699,000 | 47,009,000 | 50,586,000 |