Call reports 2010
PRESTON NATIONAL BANK — 2010
What PRESTON NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 60,517,000 | 57,812,000 | 53,741,000 | 53,808,000 |
| Total loans | 54,743,000 | 51,638,000 | 49,458,000 | 50,925,000 |
| Allowance for loan losses | 785,000 | 810,000 | 812,000 | 830,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,303,000 | 49,661,000 | 41,508,000 | 40,290,000 |
| Interest-bearing deposits | 35,843,000 | 30,771,000 | 25,105,000 | 24,752,000 |
| Noninterest-bearing deposits | 16,460,000 | 18,890,000 | 16,403,000 | 15,538,000 |
| Equity capital | 7,912,000 | 7,911,000 | 7,899,000 | 7,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 940,000 | 1,849,000 | 2,712,000 | 3,587,000 |
| Interest expense | 113,000 | 216,000 | 303,000 | 374,000 |
| Net interest income | 827,000 | 1,633,000 | 2,409,000 | 3,213,000 |
| Noninterest income | 162,000 | 302,000 | 447,000 | 549,000 |
| Noninterest expense | 727,000 | 1,399,000 | 2,082,000 | 2,702,000 |
| Provision for loan losses | 60,000 | 110,000 | 135,000 | 150,000 |
| Pretax income | 202,000 | 426,000 | 639,000 | 910,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 202,000 | 426,000 | 639,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,805,000 | 7,804,000 | 7,792,000 | 7,838,000 |
| Total capital | 8,411,000 | 8,371,000 | 8,336,000 | 8,407,000 |
| Risk-weighted assets | 48,370,000 | 45,094,000 | 43,276,000 | 45,219,000 |