Call reports 2009
PRESTON NATIONAL BANK — 2009
What PRESTON NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 66,438,000 | 62,574,000 | 61,479,000 | 61,590,000 |
| Total loans | 60,411,000 | 59,518,000 | 58,265,000 | 55,991,000 |
| Allowance for loan losses | 616,000 | 659,000 | 733,000 | 749,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,934,000 | 49,151,000 | 52,168,000 | 53,325,000 |
| Interest-bearing deposits | 35,210,000 | 32,547,000 | 35,587,000 | 35,700,000 |
| Noninterest-bearing deposits | 18,724,000 | 16,604,000 | 16,581,000 | 17,625,000 |
| Equity capital | 7,853,000 | 7,848,000 | 7,883,000 | 7,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,122,000 | 2,247,000 | 3,313,000 | 4,354,000 |
| Interest expense | 229,000 | 437,000 | 604,000 | 746,000 |
| Net interest income | 893,000 | 1,810,000 | 2,709,000 | 3,608,000 |
| Noninterest income | 175,000 | 326,000 | 512,000 | 699,000 |
| Noninterest expense | 724,000 | 1,447,000 | 2,182,000 | 2,826,000 |
| Provision for loan losses | 65,000 | 115,000 | 205,000 | 370,000 |
| Pretax income | 279,000 | 574,000 | 834,000 | 1,111,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 279,000 | 574,000 | 834,000 | 1,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,746,000 | 7,741,000 | 7,776,000 | 7,828,000 |
| Total capital | 8,362,000 | 8,380,000 | 8,404,000 | 8,446,000 |
| Risk-weighted assets | 52,792,000 | 51,131,000 | 50,129,000 | 49,306,000 |