Call reports 2008
PRESTON NATIONAL BANK — 2008
What PRESTON NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 63,958,000 | 62,672,000 | 64,332,000 | 64,174,000 |
| Total loans | 58,681,000 | 59,406,000 | 58,427,000 | 58,855,000 |
| Allowance for loan losses | 809,000 | 810,000 | 802,000 | 546,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,569,000 | 49,704,000 | 56,384,000 | 53,461,000 |
| Interest-bearing deposits | 34,975,000 | 33,898,000 | 37,950,000 | 36,275,000 |
| Noninterest-bearing deposits | 16,594,000 | 15,806,000 | 18,434,000 | 17,186,000 |
| Equity capital | 7,164,000 | 7,327,000 | 7,478,000 | 7,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,221,000 | 2,403,000 | 3,616,000 | 4,766,000 |
| Interest expense | 347,000 | 680,000 | 1,004,000 | 1,297,000 |
| Net interest income | 874,000 | 1,723,000 | 2,612,000 | 3,469,000 |
| Noninterest income | 216,000 | 463,000 | 670,000 | 848,000 |
| Noninterest expense | 694,000 | 1,372,000 | 2,062,000 | 2,741,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 396,000 | 814,000 | 1,220,000 | 1,571,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 396,000 | 814,000 | 1,220,000 | 1,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,057,000 | 7,220,000 | 7,371,000 | 7,467,000 |
| Total capital | 7,697,000 | 7,860,000 | 8,009,000 | 8,013,000 |
| Risk-weighted assets | 51,021,000 | 51,042,000 | 50,863,000 | 51,074,000 |