Call reports 2007
PRESTON NATIONAL BANK — 2007
What PRESTON NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 52,023,000 | 52,019,000 | 56,649,000 | 60,304,000 |
| Total loans | 47,536,000 | 49,165,000 | 53,029,000 | 57,001,000 |
| Allowance for loan losses | 769,000 | 790,000 | 811,000 | 808,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,584,000 | 42,217,000 | 41,348,000 | 50,724,000 |
| Interest-bearing deposits | 24,336,000 | 25,237,000 | 24,573,000 | 32,153,000 |
| Noninterest-bearing deposits | 19,248,000 | 16,980,000 | 16,775,000 | 18,571,000 |
| Equity capital | 8,211,000 | 8,457,000 | 8,768,000 | 6,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,083,000 | 2,173,000 | 3,370,000 | 4,628,000 |
| Interest expense | 181,000 | 369,000 | 601,000 | 893,000 |
| Net interest income | 902,000 | 1,804,000 | 2,769,000 | 3,735,000 |
| Noninterest income | 226,000 | 453,000 | 666,000 | 927,000 |
| Noninterest expense | 749,000 | 1,417,000 | 2,124,000 | 2,766,000 |
| Provision for loan losses | 15,000 | 30,000 | 40,000 | 40,000 |
| Pretax income | 364,000 | 810,000 | 1,271,000 | 1,856,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 364,000 | 810,000 | 1,271,000 | 1,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,104,000 | 8,350,000 | 8,661,000 | 6,746,000 |
| Total capital | 8,641,000 | 8,901,000 | 9,248,000 | 7,370,000 |
| Risk-weighted assets | 42,764,000 | 43,842,000 | 46,740,000 | 49,763,000 |