Call reports 2006
PRESTON NATIONAL BANK — 2006
What PRESTON NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 52,101,000 | 54,127,000 | 57,801,000 | 58,593,000 |
| Total loans | 45,207,000 | 47,476,000 | 47,301,000 | 48,395,000 |
| Allowance for loan losses | 666,000 | 717,000 | 732,000 | 754,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,358,000 | 46,850,000 | 49,970,000 | 50,135,000 |
| Interest-bearing deposits | 29,542,000 | 29,070,000 | 27,282,000 | 30,056,000 |
| Noninterest-bearing deposits | 15,816,000 | 17,780,000 | 22,688,000 | 20,079,000 |
| Equity capital | 6,568,000 | 6,981,000 | 7,349,000 | 7,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 974,000 | 2,027,000 | 3,183,000 | 4,442,000 |
| Interest expense | 169,000 | 352,000 | 556,000 | 808,000 |
| Net interest income | 805,000 | 1,675,000 | 2,627,000 | 3,634,000 |
| Noninterest income | 252,000 | 511,000 | 786,000 | 1,048,000 |
| Noninterest expense | 633,000 | 1,304,000 | 2,048,000 | 2,804,000 |
| Provision for loan losses | 45,000 | 90,000 | 105,000 | 120,000 |
| Pretax income | 379,000 | 792,000 | 1,260,000 | 1,758,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 379,000 | 792,000 | 1,260,000 | 1,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,461,000 | 6,874,000 | 7,242,000 | 7,740,000 |
| Total capital | 6,960,000 | 7,395,000 | 7,785,000 | 8,296,000 |
| Risk-weighted assets | 39,752,000 | 41,561,000 | 43,266,000 | 44,273,000 |