Call reports 2002
PRESTON NATIONAL BANK — 2002
What PRESTON NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 36,541,000 | 37,792,000 | 42,637,000 | 43,889,000 |
| Total loans | 31,100,000 | 34,686,000 | 37,638,000 | 38,338,000 |
| Allowance for loan losses | 290,000 | 318,000 | 427,000 | 615,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,219,000 | 30,705,000 | 35,235,000 | 38,717,000 |
| Interest-bearing deposits | 20,447,000 | 19,814,000 | 24,474,000 | 27,056,000 |
| Noninterest-bearing deposits | 10,772,000 | 10,891,000 | 10,761,000 | 11,661,000 |
| Equity capital | 4,207,000 | 4,266,000 | 4,261,000 | 4,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 679,000 | 1,403,000 | 2,177,000 | 2,961,000 |
| Interest expense | 130,000 | 251,000 | 388,000 | 552,000 |
| Net interest income | 549,000 | 1,152,000 | 1,789,000 | 2,409,000 |
| Noninterest income | 165,000 | 335,000 | 529,000 | 753,000 |
| Noninterest expense | 509,000 | 1,105,000 | 1,654,000 | 2,386,000 |
| Provision for loan losses | 56,000 | 85,000 | 215,000 | 405,000 |
| Pretax income | 149,000 | 297,000 | 449,000 | 371,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 149,000 | 297,000 | 449,000 | 371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,100,000 | 4,159,000 | 4,154,000 | 3,923,000 |
| Total capital | 4,390,000 | 4,477,000 | 4,576,000 | 4,348,000 |
| Risk-weighted assets | 29,181,000 | 31,902,000 | 33,787,000 | 34,220,000 |