Call reports 2001
PRESTON NATIONAL BANK — 2001
What PRESTON NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 34,166,000 | 32,825,000 | 36,161,000 | 36,885,000 |
| Total loans | 26,018,000 | 28,739,000 | 31,287,000 | 31,528,000 |
| Allowance for loan losses | 222,000 | 231,000 | 462,000 | 234,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 982,000 | 495,000 | 499,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,032,000 | 27,757,000 | 31,088,000 | 31,622,000 |
| Interest-bearing deposits | 19,599,000 | 18,327,000 | 20,750,000 | 20,895,000 |
| Noninterest-bearing deposits | 10,433,000 | 9,430,000 | 10,338,000 | 10,727,000 |
| Equity capital | 3,955,000 | 3,911,000 | 3,905,000 | 4,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 721,000 | 1,463,000 | 2,190,000 | 2,925,000 |
| Interest expense | 254,000 | 474,000 | 687,000 | 875,000 |
| Net interest income | 467,000 | 989,000 | 1,503,000 | 2,050,000 |
| Noninterest income | 182,000 | 311,000 | 479,000 | 656,000 |
| Noninterest expense | 461,000 | 883,000 | 1,342,000 | 1,848,000 |
| Provision for loan losses | 15,000 | 30,000 | 275,000 | 290,000 |
| Pretax income | 194,000 | 408,000 | 401,000 | 604,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 194,000 | 408,000 | 401,000 | 604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,821,000 | 3,786,000 | 3,789,000 | 4,001,000 |
| Total capital | 4,043,000 | 4,017,000 | 4,148,000 | 4,235,000 |
| Risk-weighted assets | 24,713,000 | 26,445,000 | 28,618,000 | 28,950,000 |