Call reports 2013
COMMUNITY NATIONAL BANK — 2013
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Total assets | 277,916,000 | 277,426,000 | 276,428,000 |
| Total loans | 204,148,000 | 189,233,000 | 188,164,000 |
| Allowance for loan losses | 2,904,000 | 5,000 | 687,000 |
| Securities available for sale | 47,707,000 | 45,954,000 | 43,032,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 246,719,000 | 245,578,000 | 240,362,000 |
| Interest-bearing deposits | 207,171,000 | 208,234,000 | 198,315,000 |
| Noninterest-bearing deposits | 39,548,000 | 37,344,000 | 42,047,000 |
| Equity capital | 29,161,000 | 29,189,000 | 29,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Interest income | 2,581,000 | 1,340,000 | 4,424,000 |
| Interest expense | 225,000 | 114,000 | 416,000 |
| Net interest income | 2,356,000 | 1,226,000 | 4,008,000 |
| Noninterest income | 593,000 | 330,000 | 897,000 |
| Noninterest expense | 2,398,000 | 1,169,000 | 3,343,000 |
| Provision for loan losses | 0 | 0 | 572,000 |
| Pretax income | 551,000 | 387,000 | 990,000 |
| Income tax | 182,000 | 147,000 | 158,000 |
| Net income | 369,000 | 240,000 | 832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Tier 1 capital | 26,938,000 | 25,463,000 | 26,553,000 |
| Total capital | 29,548,000 | 25,468,000 | 27,240,000 |
| Risk-weighted assets | 209,419,000 | 197,224,000 | 196,763,000 |