Call reports 2012
COMMUNITY NATIONAL BANK — 2012
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 227,848,000 | 228,377,000 | 270,791,000 | 286,371,000 |
| Total loans | 156,420,000 | 157,644,000 | 193,678,000 | 207,505,000 |
| Allowance for loan losses | 3,309,000 | 3,227,000 | 3,698,000 | 3,768,000 |
| Securities available for sale | 42,024,000 | 49,263,000 | 49,992,000 | 50,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,275,000 | 202,328,000 | 239,805,000 | 248,905,000 |
| Interest-bearing deposits | 172,754,000 | 170,045,000 | 201,673,000 | 206,978,000 |
| Noninterest-bearing deposits | 29,521,000 | 32,283,000 | 38,132,000 | 41,927,000 |
| Equity capital | 24,386,000 | 24,666,000 | 29,446,000 | 29,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,118,000 | 4,243,000 | 7,841,000 | 10,535,000 |
| Interest expense | 219,000 | 423,000 | 725,000 | 938,000 |
| Net interest income | 1,899,000 | 3,820,000 | 7,116,000 | 9,597,000 |
| Noninterest income | 569,000 | 1,144,000 | 1,930,000 | 2,731,000 |
| Noninterest expense | 2,123,000 | 4,198,000 | 7,440,000 | 10,383,000 |
| Provision for loan losses | 0 | 0 | 45,000 | 45,000 |
| Pretax income | 345,000 | 891,000 | 1,686,000 | 2,031,000 |
| Income tax | 115,000 | 303,000 | 569,000 | 678,000 |
| Net income | 230,000 | 588,000 | 1,117,000 | 1,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,606,000 | 23,023,000 | 26,975,000 | 27,010,000 |
| Total capital | 24,718,000 | 25,152,000 | 29,528,000 | 29,696,000 |
| Risk-weighted assets | 167,779,000 | 169,002,000 | 204,056,000 | 214,714,000 |