Call reports 2011
COMMUNITY NATIONAL BANK — 2011
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 216,280,000 | 218,691,000 | 224,615,000 | 225,082,000 |
| Total loans | 155,383,000 | 158,844,000 | 157,441,000 | 162,032,000 |
| Allowance for loan losses | 3,882,000 | 3,780,000 | 3,508,000 | 3,294,000 |
| Securities available for sale | 40,198,000 | 41,894,000 | 36,821,000 | 38,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,972,000 | 185,874,000 | 194,218,000 | 199,586,000 |
| Interest-bearing deposits | 158,046,000 | 155,785,000 | 162,084,000 | 166,915,000 |
| Noninterest-bearing deposits | 30,926,000 | 30,089,000 | 32,134,000 | 32,672,000 |
| Equity capital | 23,222,000 | 23,953,000 | 24,071,000 | 24,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,177,000 | 4,427,000 | 6,679,000 | 8,895,000 |
| Interest expense | 308,000 | 604,000 | 859,000 | 1,092,000 |
| Net interest income | 1,869,000 | 3,823,000 | 5,820,000 | 7,803,000 |
| Noninterest income | 535,000 | 1,181,000 | 1,721,000 | 2,168,000 |
| Noninterest expense | 2,066,000 | 4,065,000 | 6,182,000 | 8,203,000 |
| Provision for loan losses | 75,000 | 150,000 | 180,000 | 210,000 |
| Pretax income | 263,000 | 789,000 | 1,323,000 | 1,702,000 |
| Income tax | 82,000 | 266,000 | 451,000 | 579,000 |
| Net income | 181,000 | 523,000 | 872,000 | 1,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,117,000 | 21,884,000 | 22,245,000 | 22,600,000 |
| Total capital | 23,210,000 | 24,018,000 | 24,369,000 | 24,759,000 |
| Risk-weighted assets | 165,660,000 | 169,021,000 | 168,714,000 | 171,704,000 |