Call reports 2010
COMMUNITY NATIONAL BANK — 2010
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 227,514,000 | 215,578,000 | 217,600,000 | 207,051,000 |
| Total loans | 166,555,000 | 163,425,000 | 157,202,000 | 148,736,000 |
| Allowance for loan losses | 4,949,000 | 5,039,000 | 4,621,000 | 4,278,000 |
| Securities available for sale | 29,779,000 | 28,465,000 | 32,787,000 | 37,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,153,000 | 183,871,000 | 187,098,000 | 178,267,000 |
| Interest-bearing deposits | 164,646,000 | 157,199,000 | 160,236,000 | 152,054,000 |
| Noninterest-bearing deposits | 25,507,000 | 26,672,000 | 26,862,000 | 26,213,000 |
| Equity capital | 22,844,000 | 23,133,000 | 23,469,000 | 23,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,374,000 | 4,754,000 | 7,219,000 | 9,524,000 |
| Interest expense | 624,000 | 1,145,000 | 1,616,000 | 2,010,000 |
| Net interest income | 1,750,000 | 3,609,000 | 5,603,000 | 7,514,000 |
| Noninterest income | 542,000 | 1,164,000 | 1,644,000 | 2,180,000 |
| Noninterest expense | 2,089,000 | 4,188,000 | 6,235,000 | 8,425,000 |
| Provision for loan losses | 188,000 | 375,000 | 480,000 | 585,000 |
| Pretax income | 15,000 | 210,000 | 558,000 | 710,000 |
| Income tax | -11,000 | 44,000 | 157,000 | 197,000 |
| Net income | 26,000 | 166,000 | 401,000 | 513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,894,000 | 20,194,000 | 20,780,000 | 20,852,000 |
| Total capital | 22,007,000 | 22,266,000 | 22,854,000 | 22,837,000 |
| Risk-weighted assets | 166,153,000 | 162,752,000 | 163,360,000 | 156,484,000 |