Call reports 2001
TRUSTCO BANK, NATIONAL ASSOCIATION — 2001
What TRUSTCO BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 2,442,127,000 | 2,422,737,000 | 2,472,625,000 | 2,528,227,000 |
| Total loans | 1,475,756,000 | 1,497,141,000 | 1,535,583,000 | 1,542,796,000 |
| Allowance for loan losses | 56,517,000 | 56,694,000 | 56,052,000 | 56,335,000 |
| Securities available for sale | 550,555,000 | 537,875,000 | 527,268,000 | 535,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,001,098,000 | 1,994,208,000 | 2,057,210,000 | 2,080,482,000 |
| Interest-bearing deposits | 1,820,651,000 | 1,806,529,000 | 1,864,153,000 | 1,886,089,000 |
| Noninterest-bearing deposits | 180,447,000 | 187,679,000 | 193,057,000 | 194,393,000 |
| Equity capital | 156,836,000 | 156,358,000 | 160,112,000 | 157,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 43,135,000 | 84,883,000 | 125,887,000 | 165,989,000 |
| Interest expense | 19,753,000 | 38,338,000 | 56,215,000 | 72,103,000 |
| Net interest income | 23,382,000 | 46,545,000 | 69,672,000 | 93,886,000 |
| Noninterest income | 5,133,000 | 10,944,000 | 16,560,000 | 22,517,000 |
| Noninterest expense | 12,006,000 | 25,051,000 | 37,467,000 | 51,628,000 |
| Provision for loan losses | 1,465,000 | 2,365,000 | 2,815,000 | 4,240,000 |
| Pretax income | 15,328,000 | 31,924,000 | 48,032,000 | 62,603,000 |
| Income tax | 4,740,000 | 10,015,000 | 14,808,000 | 18,941,000 |
| Net income | 10,588,000 | 21,909,000 | 33,224,000 | 43,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 146,662,000 | 148,683,000 | 149,999,000 | 150,923,000 |
| Total capital | 162,733,000 | 165,427,000 | 166,795,000 | 167,870,000 |
| Risk-weighted assets | 1,245,270,000 | 1,299,779,000 | 1,304,858,000 | 1,316,363,000 |