Call reports 2007
SILVERTON BANK, N.A. — 2007
What SILVERTON BANK, N.A. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,151,958,000 | 2,224,474,000 | 2,338,005,000 | 2,391,019,000 |
| Total loans | 1,389,460,000 | 1,485,561,000 | 1,533,892,000 | 1,538,234,000 |
| Allowance for loan losses | 13,578,000 | 14,230,000 | 14,695,000 | 14,316,000 |
| Securities available for sale | 534,745,000 | 542,621,000 | 513,169,000 | 535,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,877,000 | 181,272,000 | 141,125,000 | 190,121,000 |
| Interest-bearing deposits | 71,151,000 | 68,435,000 | 68,214,000 | 63,951,000 |
| Noninterest-bearing deposits | 121,726,000 | 112,837,000 | 72,911,000 | 126,170,000 |
| Equity capital | 174,614,000 | 168,355,000 | 184,976,000 | 201,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 37,567,000 | 78,218,000 | 120,091,000 | 163,656,000 |
| Interest expense | 21,930,000 | 45,651,000 | 70,098,000 | 92,921,000 |
| Net interest income | 15,637,000 | 32,567,000 | 49,993,000 | 70,735,000 |
| Noninterest income | 13,467,000 | 24,959,000 | 37,506,000 | 51,065,000 |
| Noninterest expense | 20,491,000 | 40,447,000 | 60,938,000 | 82,903,000 |
| Provision for loan losses | 2,183,000 | 3,195,000 | 5,276,000 | 6,464,000 |
| Pretax income | 6,430,000 | 13,884,000 | 21,285,000 | 32,433,000 |
| Income tax | 2,373,000 | 5,146,000 | 7,873,000 | 11,827,000 |
| Net income | 4,057,000 | 8,738,000 | 13,412,000 | 20,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 176,282,000 | 175,963,000 | 188,138,000 | 203,331,000 |
| Total capital | 190,461,000 | 190,819,000 | 203,477,000 | 218,330,000 |
| Risk-weighted assets | 1,621,820,000 | 1,731,734,000 | 1,846,784,000 | 1,976,477,000 |