Call reports 2004
SILVERTON BANK, N.A. — 2004
What SILVERTON BANK, N.A. reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,577,401,000 | 1,622,520,000 | 1,660,929,000 | 1,723,120,000 |
| Total loans | 792,648,000 | 809,621,000 | 889,786,000 | 912,070,000 |
| Allowance for loan losses | 11,010,000 | 11,987,000 | 11,934,000 | 11,780,000 |
| Securities available for sale | 527,440,000 | 568,302,000 | 545,324,000 | 531,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 3,059,000 | 3,876,000 | 7,364,000 | 0 |
| Total deposits | 171,761,000 | 157,067,000 | 221,968,000 | 209,276,000 |
| Interest-bearing deposits | 22,989,000 | 33,236,000 | 112,482,000 | 112,733,000 |
| Noninterest-bearing deposits | 148,772,000 | 123,831,000 | 109,486,000 | 96,543,000 |
| Equity capital | 109,955,000 | 110,287,000 | 123,422,000 | 127,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 16,724,000 | 31,880,000 | 49,755,000 | 68,489,000 |
| Interest expense | 4,974,000 | 10,338,000 | 17,063,000 | 25,241,000 |
| Net interest income | 11,750,000 | 21,542,000 | 32,692,000 | 43,248,000 |
| Noninterest income | 8,786,000 | 17,846,000 | 26,005,000 | 35,197,000 |
| Noninterest expense | 15,336,000 | 27,726,000 | 40,885,000 | 54,821,000 |
| Provision for loan losses | 1,316,000 | 2,641,000 | 3,923,000 | 4,592,000 |
| Pretax income | 3,884,000 | 9,051,000 | 13,919,000 | 19,518,000 |
| Income tax | 1,266,000 | 2,920,000 | 4,456,000 | 6,248,000 |
| Net income | 2,618,000 | 6,131,000 | 9,463,000 | 13,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,154,000 | 119,667,000 | 122,999,000 | 126,806,000 |
| Total capital | 118,164,000 | 131,654,000 | 135,583,000 | 139,246,000 |
| Risk-weighted assets | 981,127,000 | 1,028,619,000 | 1,141,715,000 | 1,128,032,000 |