Call reports 2003
SILVERTON BANK, N.A. — 2003
What SILVERTON BANK, N.A. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,261,943,000 | 1,255,372,000 | 1,440,905,000 | 1,476,887,000 |
| Total loans | 751,886,000 | 770,042,000 | 755,502,000 | 764,566,000 |
| Allowance for loan losses | 13,216,000 | 14,413,000 | 9,909,000 | 10,189,000 |
| Securities available for sale | 363,785,000 | 356,951,000 | 420,788,000 | 430,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 4,857,000 | 10,665,000 | 8,992,000 |
| Total deposits | 88,811,000 | 80,162,000 | 140,984,000 | 121,446,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 88,811,000 | 80,162,000 | 140,984,000 | 121,446,000 |
| Equity capital | 98,693,000 | 99,963,000 | 100,439,000 | 103,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 15,726,000 | 30,210,000 | 44,611,000 | 60,596,000 |
| Interest expense | 5,044,000 | 9,963,000 | 14,534,000 | 19,000,000 |
| Net interest income | 10,682,000 | 20,247,000 | 30,077,000 | 41,596,000 |
| Noninterest income | 8,182,000 | 17,476,000 | 27,516,000 | 36,170,000 |
| Noninterest expense | 12,983,000 | 26,689,000 | 41,356,000 | 56,282,000 |
| Provision for loan losses | 1,342,000 | 2,960,000 | 4,177,000 | 4,824,000 |
| Pretax income | 4,539,000 | 8,825,000 | 12,961,000 | 17,577,000 |
| Income tax | 1,518,000 | 2,984,000 | 4,391,000 | 6,015,000 |
| Net income | 3,021,000 | 5,841,000 | 8,570,000 | 11,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,995,000 | 97,815,000 | 100,543,000 | 104,536,000 |
| Total capital | 106,313,000 | 109,338,000 | 110,452,000 | 114,725,000 |
| Risk-weighted assets | 903,579,000 | 918,932,000 | 956,864,000 | 996,619,000 |