Call reports 2002
SILVERTON BANK, N.A. — 2002
What SILVERTON BANK, N.A. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,098,622,000 | 1,226,429,000 | 1,222,947,000 | 1,378,952,000 |
| Total loans | 635,478,000 | 679,092,000 | 711,228,000 | 734,175,000 |
| Allowance for loan losses | 10,061,000 | 10,283,000 | 11,219,000 | 12,917,000 |
| Securities available for sale | 287,205,000 | 341,377,000 | 382,483,000 | 413,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,896,000 | 4,972,000 | 2,347,000 | 4,954,000 |
| Total deposits | 90,693,000 | 108,227,000 | 97,837,000 | 155,426,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 90,693,000 | 108,227,000 | 97,837,000 | 155,426,000 |
| Equity capital | 83,953,000 | 90,381,000 | 95,013,000 | 95,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 13,412,000 | 27,333,000 | 43,155,000 | 58,774,000 |
| Interest expense | 5,321,000 | 10,837,000 | 16,663,000 | 22,293,000 |
| Net interest income | 8,091,000 | 16,496,000 | 26,492,000 | 36,481,000 |
| Noninterest income | 7,909,000 | 15,121,000 | 22,952,000 | 31,141,000 |
| Noninterest expense | 11,301,000 | 22,158,000 | 35,239,000 | 49,357,000 |
| Provision for loan losses | 1,655,000 | 2,549,000 | 3,884,000 | 6,035,000 |
| Pretax income | 3,307,000 | 7,235,000 | 10,783,000 | 12,692,000 |
| Income tax | 1,064,000 | 2,354,000 | 3,599,000 | 4,213,000 |
| Net income | 2,243,000 | 4,881,000 | 7,184,000 | 8,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,737,000 | 87,474,000 | 89,805,000 | 91,974,000 |
| Total capital | 94,371,000 | 97,447,000 | 100,244,000 | 103,203,000 |
| Risk-weighted assets | 770,269,000 | 797,453,000 | 834,302,000 | 896,627,000 |