Call reports 2025
WORTHINGTON BANK — 2025
What WORTHINGTON BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 636,787,000 | 587,325,000 | 610,072,000 | 611,422,000 |
| Total loans | 462,816,000 | 479,897,000 | 483,611,000 | 488,891,000 |
| Allowance for loan losses | 4,339,000 | 4,550,000 | 4,590,000 | 4,666,000 |
| Securities available for sale | 39,049,000 | 29,367,000 | 24,662,000 | 15,720,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 581,139,000 | 530,347,000 | 550,622,000 | 550,008,000 |
| Interest-bearing deposits | 381,251,000 | 339,293,000 | 356,430,000 | 358,562,000 |
| Noninterest-bearing deposits | 199,888,000 | 191,054,000 | 194,192,000 | 191,446,000 |
| Equity capital | 52,273,000 | 54,170,000 | 56,351,000 | 58,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,594,000 | 17,655,000 | 26,764,000 | 35,925,000 |
| Interest expense | 3,188,000 | 6,172,000 | 8,833,000 | 11,305,000 |
| Net interest income | 5,406,000 | 11,483,000 | 17,931,000 | 24,620,000 |
| Noninterest income | 197,000 | 410,000 | 320,000 | 527,000 |
| Noninterest expense | 3,909,000 | 7,804,000 | 11,585,000 | 15,578,000 |
| Provision for loan losses | 131,000 | 342,000 | 382,000 | 461,000 |
| Pretax income | 1,562,000 | 3,745,000 | 6,282,000 | 9,107,000 |
| Income tax | 347,000 | 820,000 | 1,371,000 | 1,780,000 |
| Net income | 1,215,000 | 2,925,000 | 4,911,000 | 7,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,561,000 | 54,365,000 | 56,442,000 | 58,912,000 |
| Total capital | 56,900,000 | 58,917,000 | 61,034,000 | 63,580,000 |
| Risk-weighted assets | 470,318,000 | 486,823,000 | 481,985,000 | 488,695,000 |