Call reports 2022
WORTHINGTON BANK — 2022
What WORTHINGTON BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 493,448,000 | 507,878,000 | 537,425,000 | 508,889,000 |
| Total loans | 264,035,000 | 294,673,000 | 314,551,000 | 334,918,000 |
| Allowance for loan losses | 3,381,000 | 3,536,000 | 3,705,000 | 3,347,000 |
| Securities available for sale | 47,196,000 | 65,151,000 | 83,726,000 | 88,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 453,466,000 | 467,151,000 | 495,631,000 | 465,994,000 |
| Interest-bearing deposits | 217,792,000 | 207,812,000 | 223,853,000 | 217,345,000 |
| Noninterest-bearing deposits | 235,674,000 | 259,339,000 | 271,778,000 | 248,649,000 |
| Equity capital | 39,127,000 | 39,582,000 | 40,297,000 | 41,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,960,000 | 6,754,000 | 11,650,000 | 17,172,000 |
| Interest expense | 62,000 | 117,000 | 265,000 | 989,000 |
| Net interest income | 2,898,000 | 6,637,000 | 11,385,000 | 16,183,000 |
| Noninterest income | 268,000 | 541,000 | 804,000 | 1,056,000 |
| Noninterest expense | 3,488,000 | 5,913,000 | 8,383,000 | 11,406,000 |
| Provision for loan losses | 0 | 152,000 | 318,000 | -43,000 |
| Pretax income | -322,000 | 1,113,000 | 3,488,000 | 5,876,000 |
| Income tax | 108,000 | 424,000 | 885,000 | 1,401,000 |
| Net income | -430,000 | 689,000 | 2,603,000 | 4,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,129,000 | 40,248,000 | 42,241,000 | 44,207,000 |
| Total capital | 42,368,000 | 43,784,000 | 45,946,000 | 47,554,000 |
| Risk-weighted assets | 258,942,000 | 289,148,000 | 311,620,000 | 337,579,000 |