Call reports 2019
WORTHINGTON BANK — 2019
What WORTHINGTON BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 292,900,000 | 308,233,000 | 293,093,000 | 295,417,000 |
| Total loans | 218,476,000 | 213,974,000 | 219,234,000 | 231,086,000 |
| Allowance for loan losses | 2,990,000 | 2,993,000 | 2,971,000 | 2,970,000 |
| Securities available for sale | 12,878,000 | 13,203,000 | 12,965,000 | 7,993,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,875,000 | 277,991,000 | 261,812,000 | 264,027,000 |
| Interest-bearing deposits | 149,586,000 | 137,071,000 | 143,774,000 | 143,643,000 |
| Noninterest-bearing deposits | 114,290,000 | 140,920,000 | 118,038,000 | 120,384,000 |
| Equity capital | 28,007,000 | 29,140,000 | 29,909,000 | 30,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,255,000 | 6,676,000 | 10,012,000 | 13,337,000 |
| Interest expense | 417,000 | 828,000 | 1,225,000 | 1,605,000 |
| Net interest income | 2,838,000 | 5,848,000 | 8,787,000 | 11,732,000 |
| Noninterest income | 253,000 | 619,000 | 899,000 | 1,177,000 |
| Noninterest expense | 2,219,000 | 4,476,000 | 6,761,000 | 9,021,000 |
| Provision for loan losses | 40,000 | 40,000 | 40,000 | 40,000 |
| Pretax income | 832,000 | 1,951,000 | 2,885,000 | 3,848,000 |
| Income tax | 189,000 | 440,000 | 654,000 | 834,000 |
| Net income | 643,000 | 1,511,000 | 2,231,000 | 3,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,330,000 | 29,205,000 | 29,934,000 | 30,904,000 |
| Total capital | 30,937,000 | 31,785,000 | 32,570,000 | 33,559,000 |
| Risk-weighted assets | 208,228,000 | 206,000,000 | 210,570,000 | 212,100,000 |