Call reports 2018
WORTHINGTON BANK — 2018
What WORTHINGTON BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 253,119,000 | 272,094,000 | 268,724,000 | 288,768,000 |
| Total loans | 204,849,000 | 209,803,000 | 208,958,000 | 217,823,000 |
| Allowance for loan losses | 2,709,000 | 2,754,000 | 2,754,000 | 2,930,000 |
| Securities available for sale | 12,965,000 | 12,967,000 | 12,963,000 | 13,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,181,000 | 245,349,000 | 240,967,000 | 261,052,000 |
| Interest-bearing deposits | 123,209,000 | 138,311,000 | 138,897,000 | 151,063,000 |
| Noninterest-bearing deposits | 103,972,000 | 107,038,000 | 102,069,000 | 109,989,000 |
| Equity capital | 25,199,000 | 25,813,000 | 26,564,000 | 27,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,737,000 | 5,615,000 | 8,650,000 | 11,847,000 |
| Interest expense | 146,000 | 374,000 | 673,000 | 1,046,000 |
| Net interest income | 2,591,000 | 5,241,000 | 7,977,000 | 10,801,000 |
| Noninterest income | 250,000 | 526,000 | 832,000 | 1,131,000 |
| Noninterest expense | 2,146,000 | 4,319,000 | 6,491,000 | 8,600,000 |
| Provision for loan losses | 40,000 | 85,000 | 85,000 | 335,000 |
| Pretax income | 655,000 | 1,363,000 | 2,233,000 | 2,997,000 |
| Income tax | 153,000 | 317,000 | 516,000 | 691,000 |
| Net income | 502,000 | 1,046,000 | 1,717,000 | 2,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,721,000 | 26,332,000 | 27,085,000 | 27,680,000 |
| Total capital | 28,114,000 | 28,814,000 | 29,606,000 | 30,313,000 |
| Risk-weighted assets | 191,142,000 | 198,400,000 | 201,433,000 | 210,363,000 |