Call reports 2017
WORTHINGTON BANK — 2017
What WORTHINGTON BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 226,879,000 | 232,612,000 | 239,635,000 | 243,331,000 |
| Total loans | 163,215,000 | 171,168,000 | 185,686,000 | 197,914,000 |
| Allowance for loan losses | 2,436,000 | 2,436,000 | 2,436,000 | 2,669,000 |
| Securities available for sale | 14,320,000 | 14,291,000 | 13,421,000 | 13,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,855,000 | 207,187,000 | 213,632,000 | 218,091,000 |
| Interest-bearing deposits | 113,897,000 | 108,759,000 | 120,904,000 | 116,646,000 |
| Noninterest-bearing deposits | 87,958,000 | 98,428,000 | 92,728,000 | 101,446,000 |
| Equity capital | 24,280,000 | 24,727,000 | 25,069,000 | 24,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,174,000 | 4,472,000 | 6,955,000 | 9,610,000 |
| Interest expense | 100,000 | 204,000 | 317,000 | 446,000 |
| Net interest income | 2,074,000 | 4,268,000 | 6,638,000 | 9,164,000 |
| Noninterest income | 451,000 | 660,000 | 915,000 | 1,154,000 |
| Noninterest expense | 1,915,000 | 3,876,000 | 5,980,000 | 8,087,000 |
| Provision for loan losses | 0 | 0 | 0 | 233,000 |
| Pretax income | 610,000 | 1,052,000 | 1,573,000 | 1,998,000 |
| Income tax | 220,000 | 382,000 | 577,000 | 1,010,000 |
| Net income | 390,000 | 670,000 | 996,000 | 988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,537,000 | 24,835,000 | 25,208,000 | 25,212,000 |
| Total capital | 26,494,000 | 26,912,000 | 27,380,000 | 27,515,000 |
| Risk-weighted assets | 156,042,000 | 165,778,000 | 173,489,000 | 183,867,000 |