Call reports 2016
WORTHINGTON BANK — 2016
What WORTHINGTON BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 202,946,000 | 206,099,000 | 209,557,000 | 220,572,000 |
| Total loans | 155,763,000 | 161,284,000 | 164,466,000 | 159,952,000 |
| Allowance for loan losses | 2,428,000 | 2,438,000 | 2,438,000 | 2,436,000 |
| Securities available for sale | 10,742,000 | 9,568,000 | 9,306,000 | 11,624,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,907,000 | 181,988,000 | 184,925,000 | 196,471,000 |
| Interest-bearing deposits | 105,538,000 | 106,920,000 | 107,470,000 | 112,466,000 |
| Noninterest-bearing deposits | 74,369,000 | 75,068,000 | 77,455,000 | 84,005,000 |
| Equity capital | 22,566,000 | 23,486,000 | 23,838,000 | 23,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,141,000 | 4,316,000 | 6,458,000 | 8,624,000 |
| Interest expense | 84,000 | 171,000 | 266,000 | 363,000 |
| Net interest income | 2,057,000 | 4,145,000 | 6,192,000 | 8,261,000 |
| Noninterest income | 170,000 | 365,000 | 564,000 | 777,000 |
| Noninterest expense | 1,784,000 | 3,596,000 | 5,441,000 | 7,264,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 443,000 | 914,000 | 1,315,000 | 1,774,000 |
| Income tax | 160,000 | 331,000 | 480,000 | 664,000 |
| Net income | 283,000 | 583,000 | 835,000 | 1,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,566,000 | 23,484,000 | 23,836,000 | 24,130,000 |
| Total capital | 24,489,000 | 25,456,000 | 25,838,000 | 26,093,000 |
| Risk-weighted assets | 153,346,000 | 157,281,000 | 159,735,000 | 156,538,000 |