Call reports 2007
WORTHINGTON BANK — 2007
What WORTHINGTON BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 104,852,000 | 135,018,000 | 142,217,000 | 156,160,000 |
| Total loans | 89,770,000 | 111,436,000 | 121,246,000 | 142,184,000 |
| Allowance for loan losses | 1,017,000 | 1,290,000 | 1,290,000 | 1,722,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,550,000 | 112,730,000 | 119,478,000 | 133,985,000 |
| Interest-bearing deposits | 62,664,000 | 90,382,000 | 94,854,000 | 104,957,000 |
| Noninterest-bearing deposits | 19,886,000 | 22,348,000 | 24,624,000 | 29,028,000 |
| Equity capital | 21,878,000 | 21,848,000 | 22,130,000 | 21,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,115,000 | 4,604,000 | 7,428,000 | 10,380,000 |
| Interest expense | 672,000 | 1,567,000 | 2,632,000 | 3,745,000 |
| Net interest income | 1,443,000 | 3,037,000 | 4,796,000 | 6,635,000 |
| Noninterest income | 41,000 | 91,000 | 147,000 | 203,000 |
| Noninterest expense | 1,146,000 | 2,548,000 | 4,080,000 | 5,895,000 |
| Provision for loan losses | 234,000 | 507,000 | 507,000 | 939,000 |
| Pretax income | 104,000 | 73,000 | 356,000 | 4,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 104,000 | 73,000 | 356,000 | 4,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,878,000 | 21,848,000 | 22,130,000 | 21,800,000 |
| Total capital | 22,895,000 | 23,138,000 | 23,420,000 | 23,522,000 |
| Risk-weighted assets | 97,322,000 | 121,106,000 | 129,502,000 | 149,575,000 |