Call reports 2004
WORTHINGTON BANK — 2004
What WORTHINGTON BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 36,244,000 | 37,605,000 | 46,802,000 | 45,833,000 |
| Total loans | 25,488,000 | 29,844,000 | 34,172,000 | 39,073,000 |
| Allowance for loan losses | 406,000 | 446,000 | 500,000 | 554,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,822,000 | 31,172,000 | 40,336,000 | 39,238,000 |
| Interest-bearing deposits | 21,389,000 | 22,204,000 | 31,139,000 | 30,392,000 |
| Noninterest-bearing deposits | 8,433,000 | 8,968,000 | 9,197,000 | 8,846,000 |
| Equity capital | 6,294,000 | 6,298,000 | 6,325,000 | 6,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 395,000 | 865,000 | 1,433,000 | 2,141,000 |
| Interest expense | 68,000 | 147,000 | 242,000 | 372,000 |
| Net interest income | 327,000 | 718,000 | 1,191,000 | 1,769,000 |
| Noninterest income | 19,000 | 39,000 | 63,000 | 87,000 |
| Noninterest expense | 390,000 | 758,000 | 1,173,000 | 1,634,000 |
| Provision for loan losses | 31,000 | 71,000 | 125,000 | 179,000 |
| Pretax income | -75,000 | -72,000 | -44,000 | 43,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -75,000 | -72,000 | -44,000 | 43,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,294,000 | 6,298,000 | 6,325,000 | 6,413,000 |
| Total capital | 6,661,000 | 6,712,000 | 6,807,000 | 6,940,000 |
| Risk-weighted assets | 29,322,000 | 33,132,000 | 38,514,000 | 42,357,000 |