Call reports 2026
SOMERVILLE BANK — 2026
What SOMERVILLE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 294,300,000 | 290,631,000 |
| Total loans | 202,384,000 | 200,114,000 |
| Allowance for loan losses | 2,199,000 | 2,193,000 |
| Securities available for sale | 69,324,000 | 71,071,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 265,705,000 | 260,656,000 |
| Interest-bearing deposits | 212,815,000 | 207,607,000 |
| Noninterest-bearing deposits | 52,890,000 | 53,049,000 |
| Equity capital | 21,545,000 | 22,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,561,000 | 7,244,000 |
| Interest expense | 1,348,000 | 2,645,000 |
| Net interest income | 2,213,000 | 4,599,000 |
| Noninterest income | 63,000 | 156,000 |
| Noninterest expense | 1,801,000 | 3,696,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 459,000 | 1,073,000 |
| Income tax | 0 | 0 |
| Net income | 459,000 | 1,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 28,089,000 | 28,553,000 |