Call report 2025Q4
SOMERVILLE BANK — 2025Q4
The 22 measures SOMERVILLE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 286,742,000 | USD | evidence → |
| Total loans | 206,649,000 | USD | evidence → |
| Allowance for loan losses | 2,199,000 | USD | evidence → |
| Securities available for sale | 59,481,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 257,775,000 | USD | evidence → |
| Interest-bearing deposits | 204,816,000 | USD | evidence → |
| Noninterest-bearing deposits | 52,959,000 | USD | evidence → |
| Equity capital | 21,690,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,606,000 | USD | evidence → |
| Interest expense | 5,314,000 | USD | evidence → |
| Net interest income | 8,292,000 | USD | evidence → |
| Noninterest income | 489,000 | USD | evidence → |
| Noninterest expense | 7,164,000 | USD | evidence → |
| Provision for loan losses | -4,000 | USD | evidence → |
| Pretax income | 1,609,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,609,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,770,000 | USD | evidence → |