Call reports 2018
SOMERVILLE BANK — 2018
What SOMERVILLE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 172,311,000 | 176,136,000 | 180,740,000 | 181,271,000 |
| Total loans | 117,273,000 | 121,121,000 | 123,622,000 | 130,318,000 |
| Allowance for loan losses | 1,388,000 | 1,363,000 | 1,355,000 | 1,371,000 |
| Securities available for sale | 15,365,000 | 31,853,000 | 31,489,000 | 32,600,000 |
| Securities held to maturity | 28,051,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,418,000 | 154,882,000 | 159,447,000 | 159,670,000 |
| Interest-bearing deposits | 123,490,000 | 129,201,000 | 132,924,000 | 130,463,000 |
| Noninterest-bearing deposits | 23,928,000 | 25,681,000 | 26,523,000 | 29,207,000 |
| Equity capital | 18,601,000 | 18,474,000 | 18,561,000 | 19,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,638,000 | 3,300,000 | 5,078,000 | 6,942,000 |
| Interest expense | 320,000 | 672,000 | 1,046,000 | 1,446,000 |
| Net interest income | 1,318,000 | 2,628,000 | 4,032,000 | 5,496,000 |
| Noninterest income | 113,000 | 265,000 | 365,000 | 447,000 |
| Noninterest expense | 1,140,000 | 2,293,000 | 3,388,000 | 4,529,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 271,000 | 522,000 | 931,000 | 1,331,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 271,000 | 522,000 | 931,000 | 1,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,908,000 | 19,033,000 | 19,318,000 | 19,468,000 |
| Total capital | 20,265,000 | 20,381,000 | 20,623,000 | 20,839,000 |
| Risk-weighted assets | 108,559,000 | 107,814,000 | 112,331,000 | 118,697,000 |
Machine access — free, no API key
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