Call reports 2017
SOMERVILLE BANK — 2017
What SOMERVILLE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 166,148,000 | 169,296,000 | 175,303,000 | 170,400,000 |
| Total loans | 100,752,000 | 106,262,000 | 109,699,000 | 114,202,000 |
| Allowance for loan losses | 1,190,000 | 1,250,000 | 1,302,000 | 1,368,000 |
| Securities available for sale | 18,720,000 | 18,682,000 | 16,363,000 | 15,951,000 |
| Securities held to maturity | 31,319,000 | 30,376,000 | 29,389,000 | 28,608,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,737,000 | 144,606,000 | 149,623,000 | 147,663,000 |
| Interest-bearing deposits | 122,896,000 | 121,666,000 | 126,399,000 | 124,048,000 |
| Noninterest-bearing deposits | 21,841,000 | 22,940,000 | 23,224,000 | 23,615,000 |
| Equity capital | 18,279,000 | 18,497,000 | 18,622,000 | 18,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,465,000 | 2,954,000 | 4,537,000 | 6,204,000 |
| Interest expense | 272,000 | 558,000 | 859,000 | 1,175,000 |
| Net interest income | 1,193,000 | 2,396,000 | 3,678,000 | 5,029,000 |
| Noninterest income | 90,000 | 316,000 | 524,000 | 616,000 |
| Noninterest expense | 1,157,000 | 2,364,000 | 3,564,000 | 4,714,000 |
| Provision for loan losses | 50,000 | 110,000 | 170,000 | 230,000 |
| Pretax income | 76,000 | 238,000 | 468,000 | 701,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 76,000 | 238,000 | 468,000 | 701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,512,000 | 18,549,000 | 18,654,000 | 18,762,000 |
| Total capital | 19,689,000 | 19,799,000 | 19,939,000 | 20,119,000 |
| Risk-weighted assets | 94,173,000 | 100,073,000 | 102,781,000 | 108,520,000 |
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