Call reports 2007
SOMERVILLE BANK — 2007
What SOMERVILLE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 135,096,000 | 131,009,000 | 130,768,000 | 130,526,000 |
| Total loans | 94,972,000 | 90,661,000 | 91,504,000 | 91,047,000 |
| Allowance for loan losses | 821,000 | 828,000 | 862,000 | 864,000 |
| Securities available for sale | 7,456,000 | 6,446,000 | 5,386,000 | 5,024,000 |
| Securities held to maturity | 5,450,000 | 7,327,000 | 10,253,000 | 12,217,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,962,000 | 115,603,000 | 115,085,000 | 114,956,000 |
| Interest-bearing deposits | 109,214,000 | 103,832,000 | 104,842,000 | 104,330,000 |
| Noninterest-bearing deposits | 10,748,000 | 11,771,000 | 10,243,000 | 10,626,000 |
| Equity capital | 13,508,000 | 13,805,000 | 14,019,000 | 13,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,145,000 | 4,309,000 | 6,481,000 | 8,604,000 |
| Interest expense | 1,126,000 | 2,245,000 | 3,376,000 | 4,487,000 |
| Net interest income | 1,019,000 | 2,064,000 | 3,105,000 | 4,117,000 |
| Noninterest income | 260,000 | 600,000 | 912,000 | 1,238,000 |
| Noninterest expense | 882,000 | 1,826,000 | 2,767,000 | 3,757,000 |
| Provision for loan losses | 40,000 | 100,000 | 160,000 | 220,000 |
| Pretax income | 357,000 | 738,000 | 1,090,000 | 1,009,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 357,000 | 738,000 | 1,090,000 | 1,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,366,000 | 13,622,000 | 13,849,000 | 13,568,000 |
| Total capital | 14,187,000 | 14,450,000 | 14,711,000 | 14,432,000 |
| Risk-weighted assets | 81,760,000 | 78,298,000 | 79,605,000 | 78,720,000 |
Machine access — free, no API key
Every figure shown here about SOMERVILLE BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.