Call report 2019Q4
1ST CONSTITUTION BANK — 2019Q4
The 22 measures 1ST CONSTITUTION BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,585,704,000 | USD | evidence → |
| Total loans | 1,221,955,000 | USD | evidence → |
| Allowance for loan losses | 9,271,000 | USD | evidence → |
| Securities available for sale | 155,782,000 | USD | evidence → |
| Securities held to maturity | 76,620,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,277,956,000 | USD | evidence → |
| Interest-bearing deposits | 989,807,000 | USD | evidence → |
| Noninterest-bearing deposits | 288,149,000 | USD | evidence → |
| Equity capital | 188,257,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 60,090,000 | USD | evidence → |
| Interest expense | 12,006,000 | USD | evidence → |
| Net interest income | 48,084,000 | USD | evidence → |
| Noninterest income | 7,905,000 | USD | evidence → |
| Noninterest expense | 35,247,000 | USD | evidence → |
| Provision for loan losses | 1,350,000 | USD | evidence → |
| Pretax income | 19,422,000 | USD | evidence → |
| Income tax | 5,195,000 | USD | evidence → |
| Net income | 14,227,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 150,725,000 | USD | evidence → |
| Total capital | 159,996,000 | USD | evidence → |
| Risk-weighted assets | 1,370,904,000 | USD | evidence → |